Institutional Investment into Private Credit

ABOUT

Direct Access to Private Credit Opportunities


Finitive is a financial technology platform providing institutional investors with direct access to private credit transactions.

Through Finitive, institutions can access a multi-trillion dollar market that encompasses a broad spectrum of non-bank lending sectors, including specialty finance, online lending, marketplace lending, and private credit funds.

Finitive's originator partners can gain efficient access to capital via a global network of investors who are actively allocating to private credit opportunities.

LEADERSHIP

Experienced Team with an
Established Track Record

Finitive's team consists of professionals who are specialists with deep domain expertise in the private credit sector.

  • Jon BarlowFounder and CEO
    Jon Barlow is the Founder and Chief Executive Officer of Finitive. Prior to Finitive, Mr. Barlow was the founder and CEO of Eaglewood Capital Management, an investment firm with roughly $2 billion in assets under management. In 2014, Mr. Barlow led the sale of Eaglewood Capital to an affiliate of Marshall Wace LLP (MW Eaglewood), a London-based alternative asset manager. He served as MW Eaglewood's global CEO, overseeing its New York and London business units until his departure in 2015. During his tenure at Eaglewood, Mr. Barlow pioneered algorithmic and programmatic trading of direct lending investment strategies; successfully completed the IPO - on the London Stock Exchange - of the world's first publicly traded online lending credit fund; and closed the first securitization of peer-to-peer loans. Previously, Mr. Barlow worked at Lehman Brothers as a Portfolio Manager within proprietary trading. Mr. Barlow graduated with a B.S. (cum laude) from Brigham Young University and is a CFA charter holder. He has served as a board member and advisor to eight companies within the alternative lending and fintech sectors.
  • Caroline HayesCo-Founder and President
    Caroline Hayes is a Co-Founder and the President of Finitive. In this role, she leads the integration of complex algorithms and machine learning with deal structuring and fundamental investment analysis. Prior to Finitive, Ms. Hayes co-founded Heathcote Partners, a boutique financial consulting firm providing both investment and operational analysis. Ms. Hayes has also served as a Vice President in the Portfolio Management Group at BlackRock as a member of the Model-Based Fixed Income team, where she programmed and evaluated quantitative algorithms to assess credit and interest rate investments. Prior to BlackRock, she was an investment banker with Goldman Sachs covering alternative asset managers, and a structured products analyst at Morgan Stanley. Ms. Hayes graduated with both a B.S. (with honors) in Mathematical and Computational Sciences as well as a M.S. in Financial Mathematics from Stanford University.
  • Kiran RathniCTO
    Kiran Rathni is the Chief Technology Officer of Finitive, bringing his expertise as a 20-year technology veteran with specialties in enterprise IT solutions, software engineering, architecture and infrastructure. Prior to Finitive, Mr. Rathni spent over 15 years at Heidmar, a Morgan Stanley-backed global trading organization providing commercial and asset management services for international shipping in the oil and energy industries and overseeing platforms and systems for freight trading, ERP, business intelligence, analytics and risk management. Mr. Rathni graduated from University Visvesvaraya College of Engineering with a B.S. in Electrical and Electronics Engineering. He currently lives in Wilton, CT with his wife and two children. When not working, he loves to play racquetball, travel or spend time outdoors.
  • Matt HawksworthCOO
    Matt Hawksworth is the Chief Operations Officer of Finitive. As a seasoned fintech operator with global experience, Matt has built and scaled venture-backed consumer finance businesses that raised over $200m of debt & equity and originated over $500m of loans. Matt brings deep experience of capital raise diligence processes, having led deals with funds such as Canaan Partners, OurCrowd, Victory Park Capital and Ribbit Capital. Prior to working in the fintech and fast-growth tech sectors, Matt designed and ran exec-level operational insight programs for large multi-national corporates including HSBC, Thompson Reuters, Barclays and Blackberry.
  • Gary MillerHead of Originations & Sales
    Gary Miller is the Head of Originations & Sales at Finitive. Prior to joining Finitive, Mr. Miller was the President of Intain Inc., a company focused on the financial services sector using blockchain architecture to manage securitizations and other capital markets transactions. Mr. Miller spent the majority of his career in investment banking focused on structured credit and securitization, having begun his career in structured finance at Banc One Capital Markets (now JP Morgan) in its Term ABS group. He then moved to serve as a Managing Director and Head of Originations in the securitization group at Credit Agricole. He later was a Managing Director at a boutique asset management firm and then began promoting the adoption of blockchain in the structured finance industry. He is also a frequent media contributor and speaker on blockchain and the structured finance industry. Mr. Miller holds a B.A. in Economics from The University of Texas at Austin and an MBA with distinction from the University of Iowa.
  • Guido GeisslerHead of Capital Markets
    Guido Geissler is Finitive’s Head of Capital Markets, based in New York. His responsibilities include identifying and developing new origination partners, creating and optimizing new financing solutions, and providing institutional investors with access to alternative lending opportunities. Prior to Finitive, he helped build the online lending and alternative credit principal finance business at Macquarie in New York. Before that, Mr. Geissler established Credit Suisse’s credit solutions business by developing innovative financing solutions for middle market leveraged and distressed loans, credit derivatives and special situations. Previously, he spent nine years at Deutsche Bank London and New York in various roles, including in real asset private equity investments, quantitative investment solutions and structured credit. Mr. Geissler studied at the the University of Chicago Booth School of Business, the University of St. Gallen and the Freie Universität Berlin where he graduated as German National Academic Foundation Scholar with highest academic distinction.
  • Steven LeeManaging Director
    Steven Lee is a Managing Director leading Finitive’s San Francisco office. Prior to Finitive, Mr. Lee was a Partner, Chief Investment Officer, and Portfolio Manager at Eaglewood Capital Management where he led the effort to pioneer Eaglewood’s software and algorithms to enable programmatic analysis and purchasing of loans in the online lending sector. As CIO, Steve managed Eaglewood’s $2 billion alternative lending investment portfolio. Previously, Mr. Lee worked at Cambridge Place Investment Management as the Global Head of Credit and Research. Prior to Cambridge Place, Mr. Lee was a Director at UBS in Zürich, and a structured credit and ABS research analyst at Fidelity Investments. Mr. Lee has an M.B.A. from the University of Chicago Booth School of Business, a B.S. from Binghamton University and is a CFA charter holder.
  • Mark WhiteheadCo-Founder and Head of Product
    Mark Whitehead is a Co-Founder and the Head of Product at Finitive. Prior to Finitive, Mr. Whitehead was an Advisory Consultant at Deloitte. He also consulted at Volkswagen Consulting, headquartered in Wolfsburg, Germany. Mr. Whitehead graduated with a B.S. and Global Management Certificate from the Marriott School of Business at Brigham Young University.
  • Jack AbrahamAdvisory Board Member
    Jack Abraham is a Co-Founder and Partner of Atomic Management LLC. He co-founded Atomic in 2012 and served as the Chief Executive Officer. Mr. Abraham serves as Advisor of Felicis Ventures. He was the Founder and served as Chief Executive Officer of Milo.com, Inc. Mr. Abraham is an angel investor in Invite Media, Pinterest, Postmates, Ampush Media, and Flatiron Health. Mr. Abraham began coding and building some of the first data extraction and processing mechanisms that would quickly help comScore (SCOR) grow. He has experience developing behavioral targeting campaigns for Microsoft and Drugstore.com. Mr. Abraham serves as a Director of Milo.com, Inc. He served as Director of eBay Local, where he led the redesign of eBay’s homepage. He also led the efforts behind eBay Now. He has been named in Business Week’s Top 25 Under 25, Inc’s 30 Under 30, and Fast Company’s Top 100 most creative people in business. He was nominated for “America’s Best Young Entrepreneurs” by BusinessWeek and has made Forbes’ “30 Under 30” list two times. Mr. Abraham studied Technological Entrepreneurship at The Wharton School of the University of Pennsylvania in 2008.
  • David JohnsonAdvisory Board Member
    David Johnson is the Chief Executive Officer at First Associates, the fastest growing loan servicer in the country. Mr. Johnson has over 25 years of experience across industries including finance, technology, and artificial intelligence that gives him a unique insight into today’s financial landscape, as well as a keen eye for future trends and opportunities. He has also served as a consultant with positions at both McKinsey & Company and Bain & Company, working with Global 500 clients across North America, Europe, Asia and Africa. Mr. Johnson is a member of the Young Presidents’ Organization, a partner at Social Venture Partners and serves on the board for several other organizations. Mr. Johnson earned his BS from UC Berkeley and an MBA from the Stanford University Graduate School of Business.
  • Neil WolfsonAdvisory Board Member
    Neil Wolfson spent the last decade as President and CIO of SF Capital Group, where he oversaw all debt and equity investing, asset allocation, investment management, tax estate planning, performance reporting and operations for a billion-dollar multi-generational family office. At SF Capital he invested in over 30 direct debt and equity investments in emerging technology companies with a focus on fintech companies. Prior to joining SF Capital Group, Mr. Wolfson spent five years as Chief Investment Officer and President of Wilmington Trust Investment Management, a $40 billion investment management firm, responsible for all of the firm’s investment management. Mr. Wolfson has served on several public and private company boards, including the board of Eaglewood Capital Management.
  • Brian MadocksAdvisory Board Member
    Brian Madocks is Chief Executive Officer and a member of the Board of Directors of eOriginal, the leading platform for creating, managing, and monetizing trusted digital loans. Brian is responsible for all aspects of eOriginal, including development and execution of company strategy and the operating plans to achieve eOriginal’s goals. With more than 25 years of experience in business technology and application software solutions, Brian has served as CEO of Revitas, Inc., Vitalyst, Inc. and SunGard Higher Education, as well as Senior Vice President and General Manager of SAP America. Each of these companies grew significantly under Madocks’ leadership and resulted in successful outcomes for customers, partners, employees and shareholders. Brian is on the Advisory Board of Summer Search, a national youth development organization that makes long-term investments in students from 10th grade through college graduation and produces results three times better than the national average. Brian received his bachelor’s degree from Long Island University, C.W Post and an executive MBA from Insead in conjunction with SAP.