Alternative lending investments require a lengthy due diligence process and are difficult to source, legally intensive, and complex to model. As a result, the asset class remains highly inefficient, enabling the potential for risk-adjusted returns that are superior to traditional fixed-income investments.
Including alternative lending assets in an investment portfolio may create valuable diversification benefits, given low correlation to other fixed income instruments.
Alternative lending’s standard deviation of returns is lower than other asset classes.
Finitive’s technology-enabled platform emphasizes complete investment transparency, investor-friendly terms, and comprehensive diligence.
Transactions listed on Finitive’s platform contain substantially all of the due diligence materials that an institutional investor would produce internally.
Investors pay no fees to Finitive. Fees are paid by Finitive’s originator partners.
Finitive’s comprehensive investment memos and ratings bring transparency to traditionally opaque investment opportunities, accelerating and simplifying investors’ due diligence process.
Finitive’s team invests in each transaction alongside or subordinated to investors, unless otherwise disclosed.
Finitive is unconstrained by either fund structure or mandate, providing the flexibility to transact across the capital structure and various spectrums of risk, asset class, geography, and transaction size.
Finitive seeks to identify lending opportunities that offer attractive risk-adjusted returns relative to other investment opportunities.